Tips for your 2019 End of Year Philanthropic Planning

• Give Early ‑ By December 31 A charitable gift is made on the date of delivery. You can only deduct donations in the year you make (deliver) them. Act now to ensure your philanthropic plan is completed before year end. • Give Appreciated Assets If you own appreciated assets such as stocks, mutual funds or real estate, you may have a meaningful opportunity to pay less tax, give more, and enhance your personal cash flow. By donating long-term appreciated non-cash assets, you avoid capital gain taxes thus contributing more to charity. Tip: initiate transfers early. Long delays arise at year end. • IRA...

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